Husmus Reviews

Your very own insurance partner

We believe that insurance should be more than just a financial transaction. Husmus is the business partner you need to successfully provide safe rental homes and build your business.

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Beyond insurance

Being a landlord is a lot of work, we're here to make it easier for you. That's why all our landlord insurance policies come with smart decision-making tools to help you make the best choices for your business. We're committed to helping you succeed.

Increase demand

Maximise demand with our inclusive policies that allows renting to all tenant types.

Make smarter decisions

We'll help you choose your next tenants with our state of the art risk assessor.

Save time and effort

We've done the policy comparing for you, only partnering with the best insurance companies.

Join a community

Connect with local landlords and share tips, contractors and tenant reviews.

We're here to help you succeed

Husmus solves a huge worry for me. Fraudsters are getting smarter and more sophisticated by the day and I'm a small landlord. I don't have the resources to keep up.

Mark Accidental Landlord

They managed to find a tenant that was using a fake passport! Can you imagine that. If they were lying about that, goodness knows what else was a lie. Thank you so much!

Julie Portfolio Landlord

To be honest, your behavioural assessment is the best thing I've heard. I've rented to people who sounded great on paper and ended up being nightmares who trashed my house. They were doctors!

Amy Small Landlord
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Husmus Reviews

Our cover

Building

Protects your rental property from damage caused by fire, water, nature, vandalism, and other perils.

Content

Protects your contents from damage caused by fire, water, nature, vandalism, tenant damage and other perils.

Liability

Protects you from lawsuits filed by tenants or guests.

Employers insurance

Protects you if a tenant or employee is injured on your property.

Additional coverages

We also offer a variety of additional coverages, such as repairs, unpaid rent.

FAQs

Landlord insurance is a type of insurance that protects landlords against financial losses that can occur when renting out their properties. This can include things like damage to the property, loss of rent, and legal fees.
Landlord insurance is not legally required, but it is highly recommended especially for homes with mortgages. Without landlord insurance, you could be left out of pocket if something goes wrong. For example, if a tenant damages your property, you could be responsible for the cost of repairs. Or if a tenant stops paying rent, you could be out of pocket until you find a new tenant.
The cost of landlord insurance varies depending on a number of factors, including the value of your property and the level of cover you want. Husmus landlord insurance is cost effective especially if your tenant also takes out our tenant insurance. Plus you get access to additional perks.
Yes! You get access to our tenant assessment tool. That means that we help you select your next tenants using the same risk calculators insurance companies use. Say goodbye to tenant referencing costs and hassle.
You can get landlord insurance from a number of different insurers. It is important to compare quotes from several different insurers before you buy a policy.
Landlord insurance offers a number of benefits, including:
  • Peace of mind: Knowing that you are protected financially if something goes wrong with your rental property can give you peace of mind.
  • Reduced stress: If something does go wrong with your rental property, landlord insurance can help to reduce the stress of dealing with the situation.
  • Financial protection: Landlord insurance can help to protect you financially in the event of a claim.
If you need to make a claim on your landlord insurance, you should contact your insurer as soon as possible. Your insurer will be able to provide you with instructions on how to make a claim.
There are two main types of landlord insurance:
  • Standard landlord insurance: This type of insurance provides basic cover for the cost of repairing or rebuilding your property, replacing your belongings, and legal fees.
  • Enhanced landlord insurance: This type of insurance provides additional cover for things like loss of rent, accidental damage, and legal expenses.
The best way to choose the right landlord insurance for you is to compare quotes from several different insurers. When comparing quotes, you should consider the following factors:
  • The level of cover you want
  • The cost of the policy
  • The insurer's reputation
  • The insurer's claims process